Resources

Welcome to our Resources page—your go-to destination for the latest product news, mortgage insights, and industry updates. Whether you're a first-time homebuyer, refinancing your loan, or exploring market trends, we’ve got you covered with expert advice and up-to-date information. Stay informed and make confident financial decisions with our trusted mortgage resources.

Cromford Report
Jennifer Patel Jennifer Patel

Cromford Report

The Cromford Report is a Detailed Analysis of the Phoenix Metro Housing Market.  While Many of Our Partners & Clients are in different areas, Phoenix often starts housing trends and thus we think the information is valuable regardless of your market. **Subscribe to our weekly newsletter to get exclusive insight and information.

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🏢 DSCR Loans 101
Jennifer Patel Jennifer Patel

🏢 DSCR Loans 101

DSCR loans let the property do the talking—perfect for investors who want simplicity, speed, and flexibility.

If you’re a real estate investor tired of jumping through hoops to prove income, welcome to your new best friend. I love placing these for clients because they cut through red tape and let investors grow their portfolios faster. And with over 50 lender partners offering DSCR options (in every state but New York), I can help find the right fit for nearly anyone looking to build wealth through real estate.

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💸Crypto & Home Loans: The Road Ahead
Jennifer Patel Jennifer Patel

💸Crypto & Home Loans: The Road Ahead

Crypto may soon count toward mortgage approval, but there's still a long road of regulations, tech updates, and risk management ahead before it becomes reality.

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🏦Bank Statement Loans
Jennifer Patel Jennifer Patel

🏦Bank Statement Loans

Hannah, a self-employed graphic artist, was ready to buy her dream home just 15 months after starting her business. With a bank statement loan, we qualified her using 12 months of deposits—no tax returns needed.

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Zero Down Home Loans
Jennifer Patel Jennifer Patel

Zero Down Home Loans

Think you need a big down payment to buy a home? From VA and USDA loans to private lender programs and down payment assistance, there are more ways than ever to become a homeowner with $0 down.

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Bridging the Down Payment Gap
Jennifer Patel Jennifer Patel

Bridging the Down Payment Gap

Buying a home doesn’t have to mean draining your savings—there are incredible down payment assistance options that can help you get the keys with less cash upfront. From solar-powered savings with HOPER to low down payment and forgivable loan programs, there’s a plan for every kind of buyer.

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♟️The Mortgage Game Plan: What It Takes to Win
Jennifer Patel Jennifer Patel

♟️The Mortgage Game Plan: What It Takes to Win

Applying for a home loan isn’t just paperwork—it’s a major financial commitment that requires strategy, preparation, and teamwork. With over 25 years in the financial services industry, I’m here to guide you every step of the way and help you avoid costly surprises.

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💥 The Debt Snowball:

💥 The Debt Snowball:

Discover how Dave Ramsey’s Debt Snowball method helps you pay off debt faster by focusing on small wins and avoiding costly credit management programs.

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What You Need to Know About Non-Occupying Co-Borrowers for FHA and Conventional Loans

What You Need to Know About Non-Occupying Co-Borrowers for FHA and Conventional Loans

Non-occupying co-borrowers can help buyers qualify for FHA, Conventional, and some VA loans by contributing income and assets, but each loan type has unique rules. Let’s explore how it works.

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Arizona’s Housing Market & Trade Policy: Navigating the Crossroads

Arizona’s Housing Market & Trade Policy: Navigating the Crossroads

Discover how shifting trade policies and new tariffs could impact Arizona’s housing market, job growth, and what it means for buyers, sellers, and homeowners today.

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