The Fed sets the tone, but mortgage rates play their own tune—here’s where they are now, why Arizona often runs higher, and what’s next through 2026.

The average U.S. homeowner is now 43 times wealthier than the average renter—and the gap is only widening. 📊

USDA loans are one of the last true $0 down programs—making rural and suburban homeownership affordable without years of saving.

An appraisal tells the lender what a home is worth, while an inspection tells you what’s going on inside the walls 🐼 — and yes, you usually need both.

Whether it’s your first home or your third, don’t let “Uncle Frank” diagnose your mortgage needs—trust a Loan Doctor who does this every day.

Homeowners insurance premiums are on the rise across the U.S.—here’s what’s driving the trend and what homeowners can do to stay informed.

💡 Buy Now, Pay Later may feel harmless, but it’s quickly becoming a real factor in your mortgage approval — and your DTI could be the deciding vote.