Resources
Welcome to our Resources page—your go-to destination for the latest product news, mortgage insights, and industry updates. Whether you're a first-time homebuyer, refinancing your loan, or exploring market trends, we’ve got you covered with expert advice and up-to-date information. Stay informed and make confident financial decisions with our trusted mortgage resources.
What You Need to Know About Non-Occupying Co-Borrowers for FHA and Conventional Loans
Non-occupying co-borrowers can help buyers qualify for FHA, Conventional, and some VA loans by contributing income and assets, but each loan type has unique rules. Let’s explore how it works.
Arizona’s Housing Market & Trade Policy: Navigating the Crossroads
Discover how shifting trade policies and new tariffs could impact Arizona’s housing market, job growth, and what it means for buyers, sellers, and homeowners today.
Make Homeownership More Affordable with a Temporary Buydown Strategy
Looking for a way to lower your mortgage payment without an adjustable rate? A Temporary Buydown might be the smart solution you've been waiting for.
Cromford Report
The Cromford Report is a Detailed Analysis of the Phoenix Metro Housing Market. While Many of Our Partners & Clients are in different areas, Phoenix often starts housing trends and thus we think the information is valuable regardless of your market. **Subscribe to our weekly newsletter to get exclusive insight and information.
Bridge Loans: A Smart Solution for Your Home Transition
A bridge loan is a short-term financing solution that lets you tap into your current home's equity to buy your next home before selling—giving you a competitive edge in today’s market.
🏡 Busting FHA Loan Myths
FHA loans offer low down payments and flexible credit requirements, making homeownership accessible to a broader range of buyers, including first-time homebuyers and those with less-than-perfect credit.
Unlocking Your Dream Home with Renovation Loans
Discover how a renovation loan can help you purchase or refinance your home while financing necessary repairs and upgrades all in one mortgage.
Using Home Equity to Motivate Buyers and Sellers
With home prices soaring and equity building fast, now is the perfect time to take advantage of the booming real estate market—whether you're buying or selling!
Student Loan Changes: Could They Impacting Your Homebuying Plans? 🏡 Let’s Talk!
Student loans and homebuying—can they coexist? 🎓🏡 With recent changes in student loan reporting, late payments could impact your credit and mortgage approval. Learn how student debt affects your ability to buy a home and what steps you can take to stay mortgage-ready! 🚀💰
7 Tax Tips Every Business Owner Should Know!
Let’s review taxes and how business owners can prepare, if they are looking to buy a new home soon.
Unlocking Your Home’s Potential: Is a HELOC Right for You?
Your home is more than just where you live—it’s an asset that can work for you. A Home Equity Line of Credit (HELOC) allows you to borrow against your home’s equity, giving you flexible access to funds when you need them. But before we dive into HELOCs, let’s start with the basics.
The HOPER Program: A New Path to Affordable Homebuying
Are you looking to buy a home but finding it difficult to save for a down payment? The HOPER program could be the solution you’ve been waiting for. This innovative loan program is designed to make homeownership more accessible by offering unique financial benefits that traditional programs don’t provide.
Disaster Relief and Mortgage Tips
Important Steps for Homeowners: Disaster Relief & Mortgage Tips
Trigger Leads
When you apply for a mortgage, your credit inquiry can trigger offers from other lenders—these are called trigger leads. Credit bureaus sell this data to competing lenders, who then reach out with alternative loan offers. In this post, we’ll break down how trigger leads work, their pros and cons, and how you can protect your information.
Reverse Mortgages: What You Need to Know
If you or someone you know is aged 62 or older, understanding reverse mortgages can be a game changer for your financial future. This option can significantly impact your retirement plans and provide access to cash without monthly payments. Here’s a breakdown of what you need to know.
Helping Parents Age Gracefully: A Smart Housing Solution!
As our population ages, many of us are finding our parents need a little extra help—especially with housing. Whether they’re downsizing or moving closer to family, the demand for creative housing solutions is growing.
Loan Progams
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.
The Loan Process
Securing a loan might seem overwhelming, but knowing what to expect can make it much easier. The process starts with pre-approval, followed by gathering documents, submitting your application, and working with lenders to finalize the terms. Once approved, you’ll move to closing and receive your funds. In this post, we’ll walk you through each step, so you know exactly what to expect.