The Fed sets the tone, but mortgage rates play their own tune—here’s where they are now, why Arizona often runs higher, and what’s next through 2026.

The average U.S. homeowner is now 43 times wealthier than the average renter—and the gap is only widening. 📊

USDA loans are one of the last true $0 down programs—making rural and suburban homeownership affordable without years of saving.

An appraisal tells the lender what a home is worth, while an inspection tells you what’s going on inside the walls 🐼 — and yes, you usually need both.

Whether it’s your first home or your third, don’t let “Uncle Frank” diagnose your mortgage needs—trust a Loan Doctor who does this every day.

Homeowners insurance premiums are on the rise across the U.S.—here’s what’s driving the trend and what homeowners can do to stay informed.

💡 Buy Now, Pay Later may feel harmless, but it’s quickly becoming a real factor in your mortgage approval — and your DTI could be the deciding vote.

A flexible home loan option for real-world borrowers—less paperwork, more possibilities.

Refinance loans are making a major comeback—accounting for about 41% of all mortgage transactions nationwide, according to data from the Mortgage Bankers Association.

Live in one unit and rent out the rest—with only 5% down thanks to a little-known Fannie Mae option. 🏠

💸 Wire fraud is one of the biggest threats in real estate—and it’s often disguised as someone you trust.

DSCR loans let the property do the talking—perfect for investors who want simplicity, speed, and flexibility.

If you’re a real estate investor tired of jumping through hoops to prove income, welcome to your new best friend. I love placing these for clients because they cut through red tape and let investors grow their portfolios faster. And with over 50 lender partners offering DSCR options (in every state but New York), I can help find the right fit for nearly anyone looking to build wealth through real estate.