Market News
Stay Ahead with the Latest Mortgage Market News
The real estate and mortgage markets are constantly evolving, and staying informed is key to making confident financial decisions. Whether you're a homebuyer, homeowner, or real estate professional, I bring you the latest updates on interest rates, housing trends, loan programs, and economic shifts that impact your mortgage options.
Check back often for expert insights and timely news to help you navigate the ever-changing market with clarity and confidence.
Have questions about how the market affects your mortgage? Contact me today to discuss your options and make the most of current opportunities!
Washington Gets Practical: The ROAD to Housing Act + GSE Reform
From pricing reform to housing supply, Washington’s actually talking solutions — and the market’s listening.
The Cooldown We Needed: Home Prices Find Their Footing
Home prices are finally catching their breath — slow growth, steady footing, and a market that feels sustainable again
The Market’s Mood Shift: From Frenzy to Fair Fight
The market is finally leveling out — giving buyers some breathing room and sellers a reason to price strategically.
The Great Rate Retreat: 6.3% and Counting
Mortgage rates just dropped to their lowest level in over a year — and savvy borrowers are jumping at the chance.
Rates, Prices, and the Myth of “Easy Affordability”
Affordability isn’t waiting around the corner — even major rate or price drops wouldn’t be enough to make homes affordable in most U.S. markets.
Gen Z Is Playing the Long Game in Real Estate
Gen Z is keeping the dream of homeownership alive—with strategy, patience, and a solid dose of financial realism
Washington Paused. What Happens to Rates?
The government shutdown isn’t just stalling agencies—it’s blinding the markets that decide where mortgage rates go.
Home Prices Up, Listings Surge
Home prices inched up 2% in September while listings jumped past pre-pandemic levels — signaling that balance may finally be returning to the market.
Fannie Mae Says Yes to ADU Income
Homebuyers can now count rental income from accessory dwelling units (ADUs) toward qualifying income — a major step toward affordability.
Big Paychecks, Bigger Prices: Arizona’s Housing Reality Check
Gilbert and Chandler lead the nation in stretching your paycheck — but with Arizona’s rising home prices, that extra cash might vanish faster than you think.
🏦 CPI on Hold, Pressure Rising:
Inflation’s holding at 3.1%, the government’s in shutdown mode, and the Fed’s playing “wait and see” — here’s what that means for rates.
Refi Revival: Why Homeowners Are Dipping a Toe Back Into the Market
Refinance activity is slowly waking up as rates ease. Here’s why Arizona homeowners are revisiting refis — and what this cautious comeback could mean for 2025.
💸 Rate Relief. Mortgage Costs Are Finally Easing — But for How Long?
Mortgage rates are easing for the first time in months — but will the relief last? Here’s what’s driving the dip and what Arizona homebuyers should watch for next.
Government Shutdown & Mortgages: What Buyers Should Know
When Washington shuts down, the mortgage world slows down too. Learn how a federal closure affects FHA, VA, and conventional loans — and what Arizona buyers can do to stay ahead.
First-Time Buyers: Why Affordability Is Finally Easing
Mortgage payments are slipping, incomes are climbing, and Arizona’s first-time buyers may finally have a little room to breathe. 🌵
Mortgage Rate Crystal Ball: Fannie Mae’s Latest Forecast
Fannie Mae just lowered its mortgage rate forecast — but don’t get too comfy, the real relief is still a 2026 story
Sneak Peek: 2026 Loan Limits Rising
Early lender previews peg the 2026 conforming baseline at $819,000
Refinance Boom: This Year vs. Last Year
Refinance applications are up nearly 50% from last year, fueled by falling rates and bigger loan balances — here’s why it matters.
Mortgage Rates After the Fed’s Cut: A Volatile Week
Mortgage rates dipped to near 3-year lows before Powell’s comments and economic data sent them spiking back to 6.375%
Could Mortgage Rates Really Fall to 5%?
Bank of America sees a “path to 5% mortgage rates”—but it would take some heavy lifting by the Fed.