Mortgage rates don’t just vary by lender—they shift across state lines, shaping what homebuyers pay in interest from New York to Arizona

FICO has long ruled mortgage lending, but now VantageScore 4.0 is stepping in with a more inclusive approach to credit—potentially changing the homebuying game for millions.

The Trump administration is reshaping student loan forgiveness. The ripple effect could impact how much home you can afford.

The June jobs report beat expectations, but with private-sector hiring cooling, the Fed isn’t ready to cut rates just yet.

Sticky inflation and a surprise GDP slip are reshaping the mortgage conversation—here’s what’s going on and why it matters.

FHA is cutting the red tape with 12 new policy rollbacks starting July 1, 2025—making home loans more accessible and the process much smoother.

Federal funding cuts and remote work rollbacks are starting to reshape Arizona’s housing market, creating new opportunities as inventory grows and demand shifts.

After nearly 30 years, the capital gains tax exclusion for home sales hasn’t kept up with rising property values—leaving many longtime homeowners facing unexpected tax bills when they sell. A proposed update could offer relief, but the pros and cons are worth understanding before making a move.

Trump’s renewed attacks on Fed Chair Jerome Powell—and hints at firing him—could shake up markets, threaten central bank independence, and directly impact interest rates and your wallet.

One in three Baby Boomers say they’ll never sell their homes—but with the right lending tools, they can still tap into their equity without moving.

The Northeast continues to dominate the housing market, but Phoenix is starting to heat up with a 19-spot jump in national rankings. While homes are still sitting longer in Arizona, smart buyers and sellers should keep an eye on rising demand this summer.

The Senate just passed a bill that could finally put an end to trigger leads—those annoying spam calls you get after applying for a mortgage. If signed into law, it will give buyers more privacy and control during the home loan process.

Phoenix has the 2nd-lowest inflation rate in the U.S., giving local homeowners a break on rising costs and a potential edge in today’s housing market.

Jobs are up, but the cracks are showing beneath the surface—and the Fed is taking notice. Mortgage rates won’t drop just yet, so homebuyers and sellers need a smart plan moving forward.

The future of Fannie Mae and Freddie Mac is back in the spotlight, with renewed debate over whether to privatize the mortgage giants. What happens next could reshape mortgage rates, loan access, and the stability of the housing market.

Staffing shortages at HUD is putting FHA loan processing, insurance claims, and fair housing enforcement at risk. For Arizona homebuyers and investors, that could mean delays, disruptions, and more uncertainty in the months ahead.

The U.S. Housing Market Has Nearly 500,000 More Sellers Than Buyers—the Most on Record. That Will Likely Cause Home Prices to Fall

The 2025 housing market is cooling nationwide, and Arizona buyers, sellers, and homeowners should prepare for a more balanced, negotiable real estate landscape

Inflation is slowing. What that means for interest rates.,

Mortgage rates are holding steady in the high 6% range for 2025, and while rate cuts may be coming, buyers shouldn’t count on big drops anytime soon.