Mortgage rates are sliding—but for how long? If you are wondering is now to time their move, let’s talk strategy before the market shifts again.

The national housing market is continuing its slow shift toward a buyer-friendly environment, with inventory growing for the 21st straight month. But while buyers are gaining options, homes are lingering on the market longer—and sellers are starting to feel it.

Nearly 15% of home purchase contracts were canceled in June—the highest rate for the month in years.

Home prices hit new highs in June, even as buyers hit the brakes—proof that homeownership remains one of the most powerful paths to building wealth.

The Fed held interest rates steady for the fifth straight meeting, despite growing political pressure and two internal dissenters. While inflation is slowly cooling, it’s not enough for the Fed to blink. Rate cuts might be coming—but not until the data says so.

Mortgage rates don’t just vary by lender—they shift across state lines, shaping what homebuyers pay in interest from New York to Arizona

FICO has long ruled mortgage lending, but now VantageScore 4.0 is stepping in with a more inclusive approach to credit—potentially changing the homebuying game for millions.

The Trump administration is reshaping student loan forgiveness. The ripple effect could impact how much home you can afford.

The June jobs report beat expectations, but with private-sector hiring cooling, the Fed isn’t ready to cut rates just yet.

Sticky inflation and a surprise GDP slip are reshaping the mortgage conversation—here’s what’s going on and why it matters.

FHA is cutting the red tape with 12 new policy rollbacks starting July 1, 2025—making home loans more accessible and the process much smoother.

Federal funding cuts and remote work rollbacks are starting to reshape Arizona’s housing market, creating new opportunities as inventory grows and demand shifts.

After nearly 30 years, the capital gains tax exclusion for home sales hasn’t kept up with rising property values—leaving many longtime homeowners facing unexpected tax bills when they sell. A proposed update could offer relief, but the pros and cons are worth understanding before making a move.

Trump’s renewed attacks on Fed Chair Jerome Powell—and hints at firing him—could shake up markets, threaten central bank independence, and directly impact interest rates and your wallet.

One in three Baby Boomers say they’ll never sell their homes—but with the right lending tools, they can still tap into their equity without moving.

The Northeast continues to dominate the housing market, but Phoenix is starting to heat up with a 19-spot jump in national rankings. While homes are still sitting longer in Arizona, smart buyers and sellers should keep an eye on rising demand this summer.

The Senate just passed a bill that could finally put an end to trigger leads—those annoying spam calls you get after applying for a mortgage. If signed into law, it will give buyers more privacy and control during the home loan process.

Phoenix has the 2nd-lowest inflation rate in the U.S., giving local homeowners a break on rising costs and a potential edge in today’s housing market.

Jobs are up, but the cracks are showing beneath the surface—and the Fed is taking notice. Mortgage rates won’t drop just yet, so homebuyers and sellers need a smart plan moving forward.

The future of Fannie Mae and Freddie Mac is back in the spotlight, with renewed debate over whether to privatize the mortgage giants. What happens next could reshape mortgage rates, loan access, and the stability of the housing market.