
Resources
Welcome to our Resources page—your go-to destination for the latest product news, mortgage insights, and industry updates. Whether you're a first-time homebuyer, refinancing your loan, or exploring market trends, we’ve got you covered with expert advice and up-to-date information. Stay informed and make confident financial decisions with our trusted mortgage resources.

♟️The Mortgage Game Plan: What It Takes to Win
Applying for a home loan isn’t just paperwork—it’s a major financial commitment that requires strategy, preparation, and teamwork. With over 25 years in the financial services industry, I’m here to guide you every step of the way and help you avoid costly surprises.

Your Credit Score Isn’t Perfect—But You Can Still Buy a Home
Your credit doesn’t have to be perfect to buy a home—you just need the right strategy, the right tools, and someone in your corner who knows how to make it happen.

Do I Need 2 Years on the Job to Get a Mortgage?
You don’t need a perfect job history or traditional income to buy a home — with the right guidance and loan program, there’s often a way forward.

🧾 Mortgage Assets 101: Cash to Close, Reserves & Deposits
Curious how your assets impact your mortgage? Learn the essentials about cash to close, reserves, and large deposits—so you’re ready for every step of the process.

Riding the Mortgage Rate Roller Coaster - What You Control Right Now!
You can’t control where mortgage rates go, but you can control key factors like your credit score, loan type, and loan term to secure the best rate possible in today’s market.

What You Need to Know About Non-Occupying Co-Borrowers for FHA and Conventional Loans
Non-occupying co-borrowers can help buyers qualify for FHA, Conventional, and some VA loans by contributing income and assets, but each loan type has unique rules. Let’s explore how it works.

Make Homeownership More Affordable with a Temporary Buydown Strategy
Looking for a way to lower your mortgage payment without an adjustable rate? A Temporary Buydown might be the smart solution you've been waiting for.

Bridge Loans: A Smart Solution for Your Home Transition
A bridge loan is a short-term financing solution that lets you tap into your current home's equity to buy your next home before selling—giving you a competitive edge in today’s market.

🏡 Busting FHA Loan Myths
FHA loans offer low down payments and flexible credit requirements, making homeownership accessible to a broader range of buyers, including first-time homebuyers and those with less-than-perfect credit.

Unlocking Your Dream Home with Renovation Loans
Discover how a renovation loan can help you purchase or refinance your home while financing necessary repairs and upgrades all in one mortgage.

Student Loan Changes: Could They Impacting Your Homebuying Plans? 🏡 Let’s Talk!
Student loans and homebuying—can they coexist? 🎓🏡 With recent changes in student loan reporting, late payments could impact your credit and mortgage approval. Learn how student debt affects your ability to buy a home and what steps you can take to stay mortgage-ready! 🚀💰

7 Tax Tips Every Business Owner Should Know!
Let’s review taxes and how business owners can prepare, if they are looking to buy a new home soon.

The HOPER Program: A New Path to Affordable Homebuying
Are you looking to buy a home but finding it difficult to save for a down payment? The HOPER program could be the solution you’ve been waiting for. This innovative loan program is designed to make homeownership more accessible by offering unique financial benefits that traditional programs don’t provide.