🚦The Escrow Speed Trap

(and How to Avoid It)

⚡ Escrow can move fast — unless a few common roadblocks slow everything to a crawl. From missing contact info, missing addendums, outdated IDs, and late payoffs are the biggest escrow speed bumps. Arizona’s streamlined title/escrow model and the right team keep your closing right on track.

👥 The Three Pros Every Homebuyer Needs

Every clean, drama-free real estate transaction relies on:

  • Your real estate agent

  • Your mortgage lender (hi, waving enthusiastically 💁‍♀️)

  • Your title & escrow team — the secret assassins of a successful closing

Most buyers only see the first two. The third is silently saving the day.

📍 Arizona’s Advantage: One Expert, Two Roles

Arizona is one of the states where title and escrow can be handled by the same person, which means:

  • Faster updates

  • Fewer hand-offs

  • Fewer delays

  • Fewer opportunities for someone to miss an email

Other states separate these roles between multiple people — attorneys, title officers, and escrow officers — which creates more moving parts and more bottlenecks.

⚠️ Top Things That Slow Down Escrow (and How to Fix Them)

1️⃣ Missing buyer/seller contact information

If escrow can’t reach anyone, the process doesn’t move.

2️⃣ Missing addendums

If it changes the deal, escrow needs it in writing. No addendum = no movement.

3️⃣ Outdated IDs

Yes. Truly. This slows down more closings than you’d believe.

4️⃣ Delayed payoff requests

“We’ll get the payoff later” always means later closing.

5️⃣ Not communicating early

The #1 cause of avoidable delays.

Fix:

  • Send everything upfront.

  • Overcommunicate.

  • Ask questions early.

This alone prevents 90% of timeline issues.

🤝 My Recommendation: Navi Title — My Escrow A-Team

I’ve trusted Navi Title for years because they consistently protect my clients and keep my files smooth.

✨ Liz Teixeira — Senior Escrow Officer

An absolute expert who manages complex files with poise, detail, and care.

LTexeira@Navititle.com

✨ Shannon Goldberg — Sales Executive

The resource powerhouse who gives me tools to support my agent partners and grow my business.

Together, they’re the duo I trust with the families I’m blessed to help.

sgoldberg@Navititle.com

🔑 Why This All Matters

Title & escrow are the backbone of a smooth closing. They’re handling:

  • Title research

  • Money movement

  • Payoffs

  • Insurance

  • Tax and HOA coordination

  • Document accuracy

  • Final signing timelines

Without them, nothing closes.
With a strong team? Everything feels easy.

📣 Next Steps

Let’s walk through your closing strategy and set you up with the right title/escrow plan.

Schedule a time to chat:
🔗 https://koalendar.com/e/meet-with-jennifer-patel

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🏁What “Clear to Close” Really Means