
Resources
Welcome to our Resources page—your go-to destination for the latest product news, mortgage insights, and industry updates. Whether you're a first-time homebuyer, refinancing your loan, or exploring market trends, we’ve got you covered with expert advice and up-to-date information. Stay informed and make confident financial decisions with our trusted mortgage resources.

🚂Assumption Junction – Hop On That Low-Rate Train!
Take over someone else’s sweet sub‑4 % mortgage? Yep—here’s your professor‑approved field guide to loan assumptions.

Zero Down Home Loans
Think you need a big down payment to buy a home? From VA and USDA loans to private lender programs and down payment assistance, there are more ways than ever to become a homeowner with $0 down.

The VA Loan Secret Weapon: Seller Concessions Explained
VA seller concessions can do more than cover closing costs—they can help buyers pay off debts, fund essential needs, and walk into their new home with financial peace of mind.

What You Need to Know About Non-Occupying Co-Borrowers for FHA and Conventional Loans
Non-occupying co-borrowers can help buyers qualify for FHA, Conventional, and some VA loans by contributing income and assets, but each loan type has unique rules. Let’s explore how it works.