The Cooldown We Needed: Home Prices Find Their Footing

Home price appreciation continues to cool, signaling a healthy reset.

The Federal Housing Finance Agency (FHFA) House Price Index rose just 2.3% year-over-year in July, dipping 0.1% month-over-month. The Case-Shiller index showed the weakest price growth in two years, with 17 of 20 metros slowing.

CoreLogic forecasts 1–3% price growth through early 2026, a pace that keeps equity stable without reigniting affordability crises.

💭 Why it matters:

This “soft landing” means buyers have predictability again and sellers retain strong equity. It’s calm, not cold — and that’s exactly what the market needs.

🐼 What This Means for You:

Curious what your home’s value looks like in this balanced environment? I can help you find out — whether you’re thinking of listing, refinancing, or just planning ahead.

🔗 Sources: FHFA HPI (July 2025) • Case-Shiller Index